2. Product & Services¶

Status: Active
Owner: Simon
Managed by: Maya
Last Edited: 2026-02-14

COOWN decentralized FinTech SaaS platform providing European SMEs with integrated cashflow management.

Target Market: SMEs in Euro zone
Business Model: B2B SaaS
Stage: Preparing COOWN 2.0 launch

Purpose: Product and service documentation for regulators, investors, technical partners, and internal teams.

Risk areas: Regulatory non-compliance, technical vulnerabilities, partner service interruption, fraud via payment channels.

Business process relevance: PolyReg membership, customer onboarding, investor relations, technical partnerships, marketing.

Review triggers: Product launches, service amendments, technical changes, FINMA guidance, partner changes.

Related Topics¶